Investment Rates
Share Certificate Rates
Effective 01/01/2024
Term | NFCU: $1,000-$74,999 | NFCU: $75,000 & over |
---|---|---|
3 Months | 3.57% | 3.67% |
6 Months | 4.54% | 4.64% |
12 Months | 4.88% | 4.98% |
18 Months | 4.25% | 4.35% |
2 Years | 4.05% | 4.15% |
3 Years | 3.63% | 3.73% |
4 Years | 3.15% | 3.25% |
5 Years | 3.42% | 3.52% |
All rates stated as APY (Annual Percentage Yield).
Rates are subject to change without notice.
Certificate Rates are set for the term of the account.
$1,000 minimum balance required. Early withdrawal penalty applies.
Early withdrawal penalty applies.
Money Market Rates
Effective 01/01/2024
Amounts | Rate | APY** |
---|---|---|
$25.00 - $4,999 | 1.71% | 1.71% |
$5,000 - $9,999 | 2.21% | 2.21% |
$10,000 - $19,999 | 2.71% | 2.71% |
$20,000 & Up | 3.21% | 3.21% |
All rates stated as APY (Annual Percentage Yield).
Rates are subject to change without notice.
IRA Term Certificates are set for the term of the account.
$1,000 minimum balance required. Early withdrawal penalty applies.
IRA Daily Account
Effective 01/01/2024
Term | Rate | APY** |
---|---|---|
Daily | 0.75% | 0.75% |
Rates are subject to change without notice.
Certificate Rates are set for the term of the account.
Early withdrawal penalty applies.
IRA Term Account Rates
Effective 01/01/2024
Term | APY** |
---|---|
12 Months | 4.52% |
18 Months | 4.24% |
2 Years | 3.12% |
3 Years | 3.02% |
4 Years | 2.93% |
5 Years | 2.98% |
All rates stated as APY (Annual Percentage Yield).
Rates are subject to change without notice.
IRA Term Certificates are set for the term of the account.
$1,000 minimum balance required. Early withdrawal penalty applies.